If your condominium associations only insure the building’s structure and common areas this might mean that you, not the association, will be responsible for protecting what is in your condo. If you’re shopping for condo insurance, we provide: Personal property protection, Replacement value of your primary dwelling and specified permanent attachments up to a specific value, Bodily injury if someone is hurt on your property, Liability for property damage and bodily injury, Damage protection from dangers, such as fire, plumbing freezes, vandalism, glass breakage, etc.

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